Michael Ajih

Michael Ajih

Certified Financial Education Instructor · Founder, The Seed Finance

The Story

Ever had that "Where did all my money go?" moment? I have. My personal finance journey began when a colleague helped me realise I was haemorrhaging money on credit card interest. That one conversation changed everything, and now I am here to help you do the same.

I am now a Certified Financial Education Instructor, dedicated to helping people stop making avoidable money mistakes. Whether you are trying to escape pay-cheque-to-pay-cheque living, build long-term wealth, or simply understand what APR actually means, I am here to help.

Money does not have to be stressful. With the right knowledge, you can make it work for you. That is why I built The Seed Finance, along with four proprietary tools that make financial concepts practical.

Credentials & Track Record

Certified Financial Education Instructor (CFEI)
1,000+ individuals trained through workshops
15+ live events delivered globally
Creator of the PEACE financial coaching framework
Free financial training for churches & communities
Coaching clients across the UK, Nigeria & beyond

The PEACE Framework

The PEACE framework grew from Michael's own financial journey and years of coaching individuals across the UK, Nigeria, and beyond. It starts from the idea that money is not just about numbers — it is about how your habits and your wellbeing fit together.

P – PeaceE – EarningsA – AssetC – ControlE – Empowerment

Watch Michael in Action

Retirement and You: RCN London
Watch Michael's keynote on retirement planning.